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financial literacy can prevent devastating mistakes: floating rate loans may have different interest rates each month, while traditional individual retirement account (ira) contributions can't be withdrawn until retirement. seemingly innocent financial decisions may have long-term implications that cost individuals money or impact life plans. financial literacy helps individuals avoid making mistakes with their personal finances. thankfully, there are now more resources than ever for those wishing to educate themselves about the world of finance. one such example is the u.s. government-sponsored financial literacy and education commission, which offers a range of free learning resources.3
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